Legal & policies

Terms governing access to and use of the Meridian Platform, accounts, custody, transactions, compliance and fees.

How Meridian collects, uses, discloses, stores, transfers and protects personal data, including KYC/AML processing and your privacy rights.

Risk-based controls covering KYC, EDD, sanctions screening, blockchain analytics, transaction monitoring and regulatory reporting.

Identity verification for individuals and businesses: documents, beneficial ownership, EDD, source of funds and wealth, biometrics and reverification.

Custody model, segregation of assets, wallet infrastructure, MPC/HSM key management, transaction authorization, incident response and liability.

Volatility, liquidity, stablecoin, blockchain, custody, cybersecurity, smart contract, regulatory, tax and operational risks of using the Platform.

Cookies and similar technologies used across Meridian interfaces, their purposes, third-party providers and how to manage them.

Custody, transaction, network and third-party fees, fee calculation, dynamic pricing, refunds, disputes and enterprise pricing.

Crypto-backed lending: eligibility, supported collateral, loan summaries, interest, LTV monitoring, liquidation, repayment and events of default.

Risks of borrowing against Digital Assets: collateral and LTV risk, liquidation, flash crashes, liquidity, slippage, oracles, regulatory and tax risks.

Prohibited activities: financial crime, sanctions evasion, fraud, identity abuse, cybercrime, market abuse, restricted businesses, platform and API abuse, plus enforcement.

How Meridian receives, reviews and responds to court orders, subpoenas, preservation and freezing orders, including user notification, disclosure limits and cross-border cooperation.

How to submit a complaint, what information to include, acknowledgement, investigation, review timeframes, escalation, and record retention.